Etsy Fees in 2026: What You Actually Keep After Every Charge
Reference · Etsy Sellers
Etsy doesn't hide its fees, but it does spread them across enough separate line items that it's genuinely hard to know what a $25 sale actually nets you until the money shows up. Here's every fee, in order, with the current published rates.
The four fees on every sale
| Fee | Rate | Applied to |
|---|---|---|
| Listing fee | $0.20 | Flat, per listing, every 4 months or renewal |
| Transaction fee | 6.5% | Item price + shipping charged |
| Payment processing | 3% + $0.20 | Item price + shipping (US rate) |
| Offsite Ads (conditional) | 12% or 15% | Only charged if that specific sale came through an Offsite Ad — 15% under $10k in trailing annual sales, 12% at or above it |
A worked example
Say you sell an item for $25 with $4 shipping — $29 total charged to the buyer.
| Gross revenue | $29.00 |
| Listing fee | −$0.20 |
| Transaction fee (6.5% of $29) | −$1.89 |
| Payment processing (3% of $29 + $0.20) | −$1.07 |
| Net before cost of goods | $25.85 |
That's before you subtract what the item actually cost you to make or source. On a $29 sale, Etsy takes about $3.15 in fees — roughly 11% — before Offsite Ads even enters the picture.
Where sellers get caught off guard
Two things trip people up: first, the transaction and processing fees apply to shipping too, not just the item price — so "free shipping" listings that fold shipping into the item price don't actually dodge anything, since the fee base is the same either way. Second, Offsite Ads fees are opt-out only above a certain sales threshold, and they apply to the full order value, not just your margin — a 15% Offsite Ads fee on a $29 order is $4.35, which can wipe out a thin-margin sale entirely if you haven't priced for it.
Do the math on your own listings
Rather than recalculating this by hand for every listing, run your numbers through the Etsy Fee & Profit Calculator — it uses these exact rates and shows your real margin instantly. If you sell bundles, the Bundle Price Calculator factors in the same fees against a multi-item discount.